Calculate Fixed Deposit (FD) Returns

₹ 50,000
7.1%
3 years

Investment Summary

Invested: ₹50,000

Interest: ₹11,252

Maturity Amount: ₹61,252

FD Investment Breakdown

Year Invested Amount (₹) Interest Earned (₹) Total Amount (₹)

📘 What You Should Know About Fixed Deposits (FDs)

A Fixed Deposit is a safe investment option where your money earns a fixed interest rate over a set period. It's ideal for those who want guaranteed returns without risk.

🔍 Why Use This FD Calculator?

Visual Growth Tracking: See how your money grows year by year.

Smart Planning: Choose yearly, quarterly, or monthly interest payouts.

Compare Easily: Try different values to find the best bank offer.

📊 Tips for Smarter FD Investment

📆 Longer tenure = Higher returns (thanks to compounding).

🏦 Compare bank rates before investing — they differ widely!

💸 Split your FDs to keep funds accessible during emergencies.

🔁 Reinvest interest for faster growth via compound interest.

🧠 Did You Know?

🧮 FD interest is taxable — plan your finances wisely.

🛡️ FDs up to ₹5 lakh per bank are insured by DICGC (Deposit Insurance and Credit Guarantee Corporation).

💰 Use the FD laddering strategy for better liquidity and returns.

📈 Ready to Grow Your Savings?

Try adjusting the sliders above and see how small changes can boost your returns!

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